- People, even people that you know, get caught up
in the excitement of these get-rich-quick schemes
that are too good to be true.
In fact, that's a good rule of thumb.
If a financial plan seems too good to be true,
then it probably is too good to be true.
- Real financial planning is simple.
In fact, the backbone of personal financial planning
is this simple commitment: spend less than you make.
- Let's talk about some basic elements
of personal financial planning.